With energy costs expected to increase by as much as 70% in some areas of the nation, energy conservation has become a hot topic. We live in Wisconsin in a 93 year-old house, so the 60% increase in natural gas prices that is expected is definitely something we need to think about.
WSJ’s Real Estate Journal has an article about some new products, and some old products that have been reinvented, that can help save energy costs. Some require large cash outlays (tankless water heaters), while others just require a few bucks and some elbow grease (caulk).
Continue reading About energy price and savings
The most important key to the effective management of money involves time. The more time that you are capable of investing in the management of your affairs, the greater the return will be as a result of your investment. The earlier that you begin to manage your money, the more effective you will be when it comes to accomplishing your goals. There are too many people who try to go about managing money when it is too late in their life, and managing the money you have left is not as effective as managing your money as it comes in. In essence, there are four different questions that need to be answered by any money management programme that you participate in.
Continue reading Effective Money Management
A number of different bank account options are available these days and choosing the right bank account for your purposes will depend both on your individual circumstances and why you need a bank account to begin with.
Continue reading Banks and Banking
By definition credit is an arrangement made between a person and a company in which the person obtains goods, services, or money on the agreement to repay at a later time or date. Before you are lent the capital to make such purchases, the credit company will put in place various safeguards to ensure your repayment.
Continue reading Credit – a simple breakdown
As many experts forecast the strong possibility of a snap general election in September, to utilise Gordon Browns honeymoon rating in the polls, it seems that the issue of tax has returned to the political agenda. Recently David Cameron has been under pressure from those right of central who are concerned that the Conservative party is moving away from traditional polices, but it seems the Tories may be about to take on Gordon Browns record on taxes.
Continue reading Inheritance Tax – Is It Such A Big Issue?
While we are starting to see the first signs of a correction in the stock market, history has shown that there are many similarities between toady’s markets and other markets prior to corrections. For those willing to take a step back form the euphoria of the stock market rise of the last few years, the signs of a correction have been there for some time – although some people are evening trying to shrug the signs off today!
Updated on December 2016 – chart below shows you what happended after this post was published 🙂
Continue reading 5 Signs That Stock Markets Are Due For A Correction